Edward Jones Financial Advisor Alison Gilman Aquino discusses investment education, and how school supplies can be likened to investing. For example, an apple is used to score "Brownie Points" with a teacher, but starts as a seed, and you can't eat it until its grown. The same is true for investments - you hope they grow over time, but prices can fluctuate. Crayons represent diversification: every color is a different company, and the more companies you invest in, the more options you have, should one of the crayons break. A clock keeps track of your time horizon, and time is always a factor in investing, as you have to invest differently depending on what you are saving for.